Claims Against Homeowners

In Alabama, sometimes homes are not safe havens.

Party guests trip, fall and end up hospitalized as a result of hidden and hazardous conditions. You're over helping a neighbor move a heavy cabinet when it topples on top of you or climbing a neighbor's ladder when it collapses. You or a family member may have been visiting a friend's house and been bitten by an unfriendly dog or even been injured in a swimming pool accident.

Mr. Melton has even handled multiple cases where individuals were shot through the accidental firing of a gun. These are only some examples of the many accidents that occur in the homes of third parties each year.

When these events happen, you may be reluctant to bring a claim against a friend, relative or neighbor. But when you are injured in a home, you still have medical bills, loss of income, and pain and suffering.

In reality, you're not actually bringing a claim against your acquaintance but against the insurance company. As any responsible homeowner knows, that is why you have homeowner's insurance, to be protected when something bad happens. It's why you pay your monthly premiums.

Dealing With Insurance Companies: Why You Need Legal Help

The personal injury law firm of Thomas P. Melton, Attorney at Law, LLC, has helped many Alabama clients like you who have been injured on another's property. Depending upon your situation, some of the actions he can take on your behalf include:

  • Find out if there is homeowner's insurance and what it covers
  • Make a homeowner's liability insurance claim
  • Determine if the homeowner was negligent
  • Get payment for medical bills

When it comes to making insurance claims, it can be tough for the average person to succeed. Insurance companies are out to make money, not to pay out money, even if you were wronged. It takes a legal professional with experience in dealing with these companies to make sure you get everything you are entitled to. You need a lawyer and that is why you should contact Mr. Melton.

If You're Injured In A Third Party's Home, Contact Us

Whether you've fallen, received a dog bite or simply been the victim of the negligence of another party while you were in his or her home, call us today at the personal injury firm of Thomas P. Melton, Attorney at Law, LLC. Contact us online or by telephone toll free at 1-800-407-5563 or locally at 205-458-4556 to arrange a free initial consultation.